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Friday 8 February 2013

Hcr/230 Understanding Work Related Injuries

Assignment: Understanding Work-Related Injuries

Due: 3/12/11

Workers fee plans are what cover employees and employers if there is an accident on beau monde property or an individual suffers from a work-related injury or ailment. The doers compensation claims process is composed of several different stages when the employer is nonified, the responsibilities of the doc of record, and the responsibilities of the employer and the insurance carrier. The employer must be notified in a veritable time frame; if the ailment or injury is not mentioned to the employer in that time frame, then the individual has more of a chance to have their claim denied. Time frames do score from state to state, however. For instance, according to the New Hampshire Department of Labor, an injured worker has two years to notify the employer about the injury, where as in the state of Florida, an employee has only thirty days.

After the employer is notified of the injury or ailment, the employee compensates treated by a physician, who is called the physician of record since they were the ones who primary treated the injury or illness, and determines the return to work determine and what the percentage of damage is.

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The physician of record also files a progress report on the employee to the insurance carrier, to inform them of every substantial changes in the employees condition that could affect their disability status. A first report of injury form discharge either be filed by the physician of record or the employer, but desires to be done so at heart a time frame, somewhere ranging between twenty quaternion hours to ten days. Once this form reaches the insurance carrier, the case is appoint a claim number and the insurance carrier determines whether the employer is conjectural (Admission of Liability) or denies the claim, stating that the company isnt liable (Notice of Contest).

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