Rastra Bank Free Essays

string(137) money related division advancement by the legislature in 80’s opened the entryway for remote Banks to open Joint endeavor Banks in Nepal. Store/Credit of Commercial Banks (2001 †2012) 1000 900 800 700 600 500 400 300 200 100 0 2001 2002 2003 2004 2005 2006 2007 Credit Rs. in billion 2008 2009 2010 2011 2012 Deposit BANKING AND FINANCIAL STATISTICS MID JULY, 2012 NO. 58 NEPAL RASTRA BANK FINANCIAL INSTITUTION REGULATION DEPARTMENT STATISTICS DIVISION Substance Explanatory Notes Highlights on Performance of Banks and Non-Bank Financial Institutions List of Tables Class ‘A’ †Commercial Banks 1 Financial System at a Glance 2 Major Indicators of Commercial Bank 3 Statement of Assets Liabilities of Commercial Bank (Aggregate) 4 Some Ratios of Commercial Banks 5 Capital reserve to Risk Weighted Assets of Commercial Banks 6 Non Performing Loan Status of Commercial Banks 7 Statement of Assets Liabilities of Nepal Bank Ltd. We will compose a custom exposition test on Rastra Bank or then again any comparable theme just for you Request Now 8 Statement of Assets Liabilities of Rastriya Banijya Bank 9 Statement of Assets Liabilities of NABIL Bank Ltd. 0 Statement of Assets Liabilities of Nepal Investment Bank Ltd. 11 Statement of Assets Liabilities of Standard Chartered Bank Nepal Ltd. 12 Statement of Assets Liabilities of Himalayan Bank Ltd. 13 Statement of Assets Liabilities of Nepal SBI Bank Ltd. 14 Statement of Assets Liabilities of Nepal Bangladesh Bank Ltd. 15 Statement of Assets Liabilities of Everest Bank Ltd. 16 Statement of Assets Liabilities of Bank of Kathmandu Ltd. 17 Statement of Assets Liabilities of Nepal Credit Commercial Bank Ltd. 19 Statement of Assets Liabilities of Nepal Industrial Commercial Bank Ltd. 8 Statement of Assets Liabilities of Lumbini Bank Ltd. 20 Statement of Assets Liabilities of Machhapuchhre Bank Ltd. 21 Statement of Assets Liabilities of Kumari Bank Ltd. 22 Statement of Assets Liabilities of Laxmi Bank Ltd. 23 Statement of Assets Liabilities of Siddhartha Bank Ltd. 24 Statement of As sets Liabilities of Agricultural Development Bank Ltd. 25 Statement of Assets Liabilities of Global Bank Ltd. 26 Statement of Assets Liabilities of Citizens Bank International Ltd. 27 Statement of Assets Liabilities of Prime Commercial Bank Ltd. 29 Statement of Assets Liabilities of Bank of Asia Nepal Ltd. 8 Statement of Assets Liabilities of Sunrise Bank Ltd. 30 Statement of Assets Liabilities of Development Credit Bank Ltd. 31 Statement of Assets Liabilities of NMB Bank Ltd. 32 Statement of Assets Liabilities of Kist Bank Ltd. 33 Statement of Assets Liabilities of Janata Bank Nepal Ltd. 34 Statement of Assets Liabilities of Mega Bank Nepal Ltd. 35 Statement of Assets Liabilities of Commerz and Trust Bank Nepal Ltd. 36 Statement of Assets Liabilities of Civil Bank Ltd. 37 Statement of Assets Liabilities of Century Commercial Bank Ltd. 38 Statement of Assets Liabilities of Sanima Bank Ltd. 9 Profit Loss Account of Commercial Banks 40 Sector savvy Loan and Advances of Commercial Bank s 41 Product shrewd Loan and Advances of Commercial Banks 42 Deprived Sector Loan Statement of Commercial Banks 43 List of Class ‘A’ Licensed Financial Institutions (Commercial Banks) 44 Branches of Commercial Banks Class ‘B’ †Development Banks 45 Statement of Assets Liabilities of Development Bank (Aggregate) 46 Statement of Assets Liabilities of Development Banks 47 Sector astute Outstanding Credits of Development Banks 48 Non Performing Loan Status of Development Banks 49 List of Class ‘B’ Licensed Financial Institutions (Development Banks) Class ‘C’ †Finance Companies 50 Explanation of Assets Liabilities of Finance Companies (Aggregate) 51 Statement of Assets Liabilities of Finance Companies 52 Sector shrewd Outstanding Credits of Finance Companies 53 NPL Status of Finance Companies 54 List of Class ‘C’ Licensed Financial Institutions (Finance Companies) Class ‘D’ †Rural Development Banks, Micro Credit Development Banks 55 Statement of Assets Liabilities of MFDB RDB (Aggregate) 56 Statement of Assets Liabilities of MFDB RDB Page No. 1 2 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 54 55 56 57 58 63 65 66 70 71 75 77 78 79 80 Explanatory Notes 1. This issue of â€Å"Banking and Financial Statistics, Mid-July 2012, Issue No. 58† contains factual data of NRB authorized Banks and Non-bank Financial Institutions. 2. This release comprises of 56 tables and a short clarification on execution of NRB authorized banks and monetary organizations. 3. The figures distributed in this release depend on the genuine month to month and quarterly returns of the banks and non-bank money related organizations. 4. Endeavors have been made to introduce current information for mid-July 2012. 5. Clear space in the heading and sub heading shows the not accessibility of information or nil in exchange. 6. On account of ensuing corrections, contrasts with recently distributed figures are now and again unavoidable. 7. The aggregates in the tables may not actually count with the entirety of the constituent things because of adjusting of the figures. 8. The next months of the Gregorian Calendar year are what might be compared to the months of the Nepalese Calendar Year: Gregorian Month Mid-Apr/Mid-May Mid-May/Mid-June Mid-June/Mid-July Mid-July/Mid-Aug Mid-Aug/Mid-Sept Mid-Sept/Mid-Oct Mid-Oct/Mid-Nov Mid-Nov/Mid-Dec Mid-Dec/Mid-Jan Mid-Jan/Mid-Feb Mid-Feb/Mid-Mar Mid-Mar/Mid-Apr Nepalese Month Baisakh Jeth Asar Saun Bhadau Asoj Kattik Mangsir Pus Magh Fagun Chait 9. It is normal that this distribution will be of tremendous use to the analysts and every concerned individuals in the field of banking, the board, financial aspects and insights. 1 Highlights on Performance of Banks and Non-Bank Financial Institutions Financial Sector at a Glance 1. The historical backdrop of money related arrangement of Nepal was started in 1937 with the foundation of the Nepal Bank Ltd. as the main business bank of Nepal with the joint responsibility for and overall population. Nepal Rastra Bank was set up following a long time since the foundation of the primary business bank. 10 years after the foundation of NRB, Rastriya Banijya Bank, a business bank under the responsibility for Nepal was built up. 2. With regards to banking improvement, the 1980s saw a significant basic change in money related part arrangements, guidelines and institutional turns of events. Government accentuated the job of the private segment for the interest in the money related part. With the selection of the money related part advancement by the legislature in 80’s opened the entryway for remote Banks to open Joint endeavor Banks in Nepal. You read Rastra Bank in class Exposition models accordingly, different banking and non-banking money related establishments have appeared. Nabil Bank Limited, the main outside joint endeavor bank of Nepal, began activities in July 1984. During two decades, Nepal saw colossal addition in number of money related foundations. Nepalese financial framework has now a wide geographic reach and institutional enhancement. Thusly, before the finish of mid †July 2012, inside and out 265 banks and non-bank budgetary establishments authorized by NRB are in activity. Out of them, 32 are â€Å"A† class business banks, 88 â€Å"B† class advancement banks, 69 â€Å"C† class account organizations, 24 â€Å"D† class smaller scale credit improvement banks, 16 sparing and credit co-agents and 36 NGOs. In mid-July 2011, the business banks branches came to 1425 with the number of inhabitants in nineteen thousand for every branch. Present advancement of money related establishments in Nepal is reflected in table beneath. Development of Financial Institutions 3. Kinds of Financial Institutions Commercial Banks Development Banks Finance Companies Micro-money Development Banks Saving Credit 6 19 20 1985 3 2 1990 5 2 1995 10 3 21 4 2000 13 7 45 7 2005 17 26 60 11 Mid †July 2006 18 28 70 11 2007 20 38 74 12 2008 25 58 78 12 2009 26 63 77 15 2010 27 79 18 2011 31 87 79 21 2012 32 88 69 24 Co-agents Limited Activities) NGOs (Financial 7 5 7 44 98 47 181 47 193 47 208 46 235 45 242 45 263 38 272 36 265 Banking 19 17 16 15 16 Intermediaries) Total 2 4. As of Mid †July 2012, Commercial Bank bunch involved 77. percent of complete resources/liabilities followed by Development Banks 12. 4 percent, Finance Companies 8. 2 percent and Micro-money Development Bank 2. 2 percent. In Mid †July 2011, the separate offers were 75. 3, 12. 0, 10. 9 and 1. 8 percent individually as introduced in Table 1. Figure 1 Total A ssets/Liabilities Structure Finance Companies 8. 2% MFDB RDB 2. 2% Dev. Banks 12. 4% Commercial Banks 77. 3% 5. The creation of the all out liabilities appears of course, store held predominant portion of 78. 0 percent followed by different Liabilities 11. 0 percent Capital store by 8. 5 percent and borrowings by 2. 5 percent individually in Mid †July 2012. Similarly in the advantages side, advance and advances accounted the biggest portion of 58. 5 percent followed by ventures 15. 2 percent, fluid reserve 17. 5 percent and others 8. 8 percent in a similar period as appeared in figure beneath. Figure 2 Compositions of Assets/Liabilities of Financial System as on Mid-July, 2012 Assets Composition of Financial System Liquid Funds 17. 5% Liabilities structure of Financial System Borrowings 2. 5% Others 8. 8% Others 11. 0% Inves tmen t 15. 2% Figure 2 (a) Loa ns Advances 58. 5% Ca pital Fund 8. 5% Deposit 78. 0% Figure 2 (b) 6. Business Banks held predominant offer on the significant monetary record segments of money related framework. Of the complete stores Rs. 1076,629 million in Mid †July 2012, the business banks involved 80. 6 percent. Thus,